Ways To Save Money On Repairing Auto Glass
Maintaining a car can be one of the most expensive things on a person's budget. When it comes to auto glass, however, it is possible to save a lot of money when repairs are needed. Learning about the various ways you can save money on auto glass can end up saving you hundreds of dollars a year. There are three essential things you can do to enjoy savings and also make sure your repairs are done as fast as possible.
Make Sure You Are Covered by Auto Insurance
Not all auto insurance is created equal when it comes to car repairs. Windshield damage is among the most common types of damage a vehicle can sustain, and it is covered by many insurance policies. Some policies will even cover an entire windshield that is cracked or shattered beyond any repair. If you have an insurance policy and you are not covered for full windshield repair, you may want to add this feature when you renew at the end of the year. This is especially important if you do a lot of travel on the freeway with your vehicle, as windshield chips are most often sustained when traveling at high speeds.
Make Sure You Repair Small Cracks and Chips
Some insurance companies will not offer a full replacement for free as part of a policy. Most insurance companies, however, will offer free or reduced cracked or chipped glass repair. At worst, you may have to pay a very small deductible for this routine repair. Typically, the standard is that any glass damage under the size of a standard one-dollar bill can be fixed with the glass repair product. Anything beyond this size would not be safe or effective to repair. Even if your insurance company offers full replacement under your policy, this could raise your insurance rates. It's better to take care of smaller damage before it requires a full replacement if you want to save money.
Pay in Full at a Reduced Price
If you don't want your insurance impacted, or if you don't have insurance that covers damage to auto glass, then your best option for savings is paying in cash. Most companies will reduce the price for someone who doesn't have insurance or doesn't want to use their insurance in order to avoid a hike in premiums. Rather than doing a payment plan, pay in one lump sum, and you will be able to obtain a reduced rate from what the insurance company would pay.
While you may get lucky and not have to deal with any windshield damage during the year, the chances are pretty high you will get a rock chip if you drive around a lot. All of the above ways to save money could result in significant savings each year.
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